Auto Accident? 3 Ways An Attorney Can Prevent A Denied Claim
Being involved in an auto accident can be frightening. Some accidents are only minor fender-benders that cause very little damage. Others can be quite serious and result in life-threatening injuries. No matter the severity of your auto accident, you will want to file a claim with your insurance company.
A claim can be denied for a variety of reasons, requiring that you file a personal injury lawsuit to get the money you need for medical expenses and vehicle repairs. An attorney can be a valuable ally in helping ensure that your claim goes through without additional legal action.
1. Gather the Facts
It can be difficult for you to gain access to all records relating to your auto accident. An attorney can communicate with the police department to obtain a copy of the report filed by any officers that were on the scene of your accident.
Witness statements and security camera footage from nearby businesses can also be obtained by your attorney. Gathering all of the facts will help your attorney assess the cause of your accident so that he or she can dispute any incorrect reasoning offered by the insurance company when denying your claim.
2. Understand Your Policy
An attorney can walk you through your auto insurance policy so that you fully understand all of the information contained within. Different policies provide different levels of coverage. Your claim may be denied if the insurer feels that your policy does not cover the circumstances of your accident.
Having an attorney go through the policy to check for ambiguous language or discrepancies will provide you with the ammunition needed to get your claim approved.
3. Submit Your Claim
If you don't want to worry about the hassle of filling out the paperwork associated with filing an auto insurance claim, you can leave this task in the hands of an experienced attorney. Lawyers have the ability to act as a representative for their clients.
The insurance company will contact your attorney for clarification and documentation needed to support your claim. Eliminating the burden of filing an insurance claim from your shoulders allows you to focus on recovering from your accident without worrying about compromising your access to the financial resources you will need to recoup your losses.
The advice of an professional auto accident attorney can be very beneficial in the days following an auto accident. You should seek out an attorney to help you with the initial claim so that you increase the likelihood of your claim being approved by the insurance company.